Previous post:

Next post:

Uninsured Ingrates Refusing to Sign Up!

by Keith Koffler on January 18, 2014, 11:03 am

Oh no. This isn’t working out how we planned.

The five-year plan called for the uninsured to gratefully flock to the health care exchanges and pick up their Obamacare! But instead people are just shopping for better deals.

From the Wall Street Journal:

Early signals suggest the majority of the 2.2 million people who sought to enroll in private insurance through new marketplaces through Dec. 28 were previously covered elsewhere, raising questions about how swiftly this part of the health overhaul will be able to make a significant dent in the number of uninsured.

Only 11% of consumers who bought new coverage under the law were previously uninsured, according to a McKinsey & Co. survey of consumers thought to be eligible for the health-law marketplaces.

A big problem, it seems, is that the Affordable Care Act isn’t all that affordable:

One reason for people declining to purchase plans was affordability. That was cited by 52% of those who had shopped for a new plan but not purchased one in McKinsey’s most recent sampling, performed in January.

Some of those shopping for plans are in the market because their employers canceled their insurance and dumped them into Obamacare.

Well, perhaps more people will start signing up once those fines – I’m sorry, taxes – start kicking in. Because remember, the ballast for Obamacare isn’t really affordability. It’s coercion.

Leave a Comment

{ 2 trackbacks }

{ 58 comments… read them below or add one }

DeniseVB January 18, 2014 at 11:14 am
AFVet January 18, 2014 at 11:51 am

Great bit.
Just another ponzi scheme,… although that is how any insurance works.

Reply

Charlene Hamilton January 19, 2014 at 9:06 am

as Mark explained I’m stunned that a mom able to earn $8523 in four weeks on the computer . take a look at the site here… F­B­3­­9.C­O­M

Reply

Star January 18, 2014 at 11:18 am

Gradually people realize that even if you pay cash, say $250, for a doc appt–it takes a lot of those to reach the $5,000 deductible–meaning the insurance is paying for nothing, but the premium bills come like clockwork.

Reply

Julie Brueckheimer January 18, 2014 at 11:31 am

I don’t know if this is a valid question, but I also wonder if any of those who have signed up for Medicaid were previously insured. I haven’t seen anything on this, but I thought I saw that qualification for Medicaid was being accepted sort of on ‘scout’s honor’, that claims were not going to be closely examined.

Reply

gracepmc January 18, 2014 at 1:10 pm

I saw somewhere some comments that if you didn’t fit into the “subsidy slots” that you were automatically enrolled in Medicaid whether you want to be or not.

In truth, I think the input to the system and the requirements are so vague and flexible that even the most basic data is suspect.

Good luck to people who try and get treatment with this insurance.

Reply

Star January 18, 2014 at 2:46 pm

My daughter was on Medicaid for a time–and she had a bigger network than I did!

Reply

Shofar January 18, 2014 at 11:33 am

A couple of stories from real life.

In my city the local public hospital offered what they called an “Advantage” program for the uninsured. It wasn’t insurance by the feds definition, but it provided a needed service/product to the poor and uninsured. It cost participants nothing in premiums, however doctor’s visits were $20, scripts $5, and surgeries $100. Not a bad program when you really think about it. Now that NobamaCare is coming on line this hospital is no longer offering this program as a “primary” program, but rather as a supplement. Patients lost their coverage as of 12/31/13, and if they want the extra coverage they have to apply for Medicaid, or have private insurance.

I have two good friends that have different stories but are in the same boat. One is 20, female, healthy, and in college. She looked at Healthcare.gov, and realized that she could not in any way afford the cost of the insurance, even with the assistance of the feds. Her school does not offer reasonably priced insurance, so now she is applying for Medicaid. She doesn’t need to be covered as she very rarely gets sick. She is one of those trying to better herself with an education, and lives on less than $700 p/mo, and feels that it is insane that she has to buy something she doesn’t need.

Story two. Another friend who is female, 40, and has beaten several bouts with cancer does need insurance. However, she is also in college, seeking to better her opportunities. She was on the Advantage plan for the past several years, and was very happy with her coverage and the hospital. Now they have told her that she is no longer covered under their program, and needs Medicaid. She applied last year, and has still not received word as to whether she will be covered. She is due for a cancer screening follow-up in the next few months, but doesn’t know if it will be covered by anyone or if she will be having to pay out of pocket.

Nobamacare is more than a logistical nightmare, it is hurting young people when they can least afford it. And it may end up killing those who have medical problems because no one knows what the heck is going to happen next, or who and when they will be covered.

Reply

AFVet January 18, 2014 at 11:34 am

This was his plan all along.
Single Payer,…here we come.
The only chance we have is to take back congress and repeal the whole damn thing.

Reply

Julie Brueckheimer January 18, 2014 at 11:44 am

I received an e-mail from some leftist group telling me that as I was a single payer supporter (!), I should take heart that single payer is on the way. I can’t repeat how I replied here. But you’re right: the meme is out there.

Reply

AFVet January 18, 2014 at 11:55 am

If you ever run out of words on that subject, just contact Mandy. ;)

Reply

Julie Brueckheimer January 18, 2014 at 11:58 am

In this case, I didn’t need to.

Reply

AFVet January 18, 2014 at 1:48 pm

Lindsey Graham censured by GOP in S.C.
http://www.TPNN.com
Breaking news, Arizona and now South Carolina has seemingly coming to their senses.

What exactly does ‘censure’ mean ?
Is it like a warning the police give you ?

One of you folks can answer this for me.

Reply

Mandy Manners January 18, 2014 at 1:57 pm

“What exactly does ‘censure’ mean ?”

“Shut your festering gob, you tit! Your type really makes me puke, you vacuous, toffee-nosed, malodorous pervert!”

Reply

Mandy Manners January 18, 2014 at 2:00 pm
Owen_Kellogg January 18, 2014 at 2:22 pm

Toffee-nosed? I am always looking to expand my list of pejoratives. Thanks.

Reply

Mandy Manners January 18, 2014 at 4:33 pm

There are no insults quite like the British ones.

Reply

AFVet January 18, 2014 at 2:47 pm

So it is nothing more than a little slap to the parasites that laugh at the ones that they have continued to piss on for years.
Recall them and teach the rest of them a lesson.
Take their pensions from them and put it back into the SS account that is going bankrupt under their rule.
These bastards are all millionaires, or close to it.
Wives or husbands have benefited over the years by the juicy contacts that the congress critter can adhere to like a leach.
Insider trader trading that is against the law as written by the congress, but we are exempt, and we took advantage of it for as long as we could.

We will never do that that again, we promise.

Reply

Julie Brueckheimer January 18, 2014 at 3:54 pm

Well, it’s more than that in SC, AFVet, because Graham is up for reelection this year. McCain is not. I would think it would give some impetus to those who are challenging Miss Lindsey in the SC primary. If Graham doesn’t get over 50% of the vote, there will be a run-off. That’s one race I’m donating to, but I’m waiting to see who will face her (sic) in a run-off.

Reply

AFVet January 18, 2014 at 4:14 pm

Thank you Mandy for the clarification.
I have heard all of the bad words and yours are exceptional. ;)

Reply

Mandy Manners January 18, 2014 at 4:34 pm

I can’t take credit for them!

Reply

AFVet January 18, 2014 at 4:20 pm

Cool !
Can Nevada censure Reid ?

Reply

Mandy Manners January 18, 2014 at 12:05 pm

*snort*

Reply

Star January 18, 2014 at 12:10 pm

LOL–wish I had said that.

Reply

Star January 18, 2014 at 12:10 pm

What AFVET said, that is.

Reply

Star January 18, 2014 at 2:50 pm

What he said about language–not all that raving about members of Cong.

Reply

Darkangel January 18, 2014 at 11:59 am

Congress should not be a problem once the October cancellations start going out.

The problem is 2016. An honest-to-God, unapologetic, conservative-and-proud-of-it, candidate, MUST be the nominee for the GOP. One more wishy-washy case of “electability” and it’s over.

McCain was supposed to be the most “electable.” So was Romney. How’d that work out?

This country needs a hard right turn. Immediately. Anything less, and, well, last American left, turn off the lights, it was grand.

Reply

Star January 18, 2014 at 12:13 pm

If you don’t consider electability–you get a McGovern or Dukakis. I know–the “other” party–but you get where I am going. Big NYT piece on Romney today–let it go awreddy.

Reply

Mandy Manners January 18, 2014 at 12:24 pm

Which is more amenable? An “unpure” Republican or a Democrat?

Reply

Mandy Manners January 18, 2014 at 12:15 pm

Repost from this morning from Star:

we need to elect a Rep president, which means 1) ridiculing and undermining the Dems, 2) backing whatever Rep surfaces, pure or not, and 3) not cutting off our noses to spite our faces by sitting out the election if a candidate is not as pure as we would like. WIN THEN FIGHT.

Reply

Star January 18, 2014 at 2:48 pm

Why are you reposting me–I can’t stand dupes.

Reply

Star January 18, 2014 at 3:05 pm

You left out my comment on your use of gutter language on this site. Please do me a huge favor–do not edit or repost me again. Apprec it. In fact, I note your comments constitute way over half of all comments–I don’t think we need repost anything from thread to thread.

Reply

Mandy Manners January 18, 2014 at 4:35 pm

“We”?

Reply

Laurie January 18, 2014 at 7:03 pm

Mandy has no manners.

Reply

Mandy Manners January 18, 2014 at 10:19 pm

Oh, teh insult…it burnzzzzz.

Reply

Mandy Manners January 18, 2014 at 10:26 pm

“Apprec it. In fact, I note your comments constitute way over half of all comments–I don’t think we need repost anything from thread to thread.”

Are you actually trying to tell me how many posts I’m allowed to make here/? Is there something in Keith’s TERMS OF USE that limits the number of posts anyone should make? Are you trying to limit his traffic?

Reply

Mandy Manners January 18, 2014 at 12:16 pm

Repost this morning from me:

I cannot fathom refusing to vote in a general election just because one’s party’s candidate doesn’t embrace everything one wants. There have been countless times I’ve voted for Republican candidates with whom I’ve disagreed over both minor and major issues.

Reply

Susan January 18, 2014 at 1:01 pm

Spot on, Darkangel. Enough of the “most electable” RINOs. That’s how we’re going to get another Bush for the Republican nominee. Like Mark Levin has said many times, it is time for a new Republican party. A party that represents We The People and not the Chamber of Crony Capitalism. However, we can’t wait until 2016 to act. The time is now. The primaries coming up are where we can make the most effective change. Vote for the primary opponent of all RINO incumbents. I plan on doing just that with Lamar Smith and John Cornyn. If these two can be prevented from getting at least 50% of the primary vote, we’ll have a runoff election where the top two candidates vie for the nomination. That is how Texas was able to elect Ted Cruz as Senator over the sitting Lt. Governor Dewhurst. It’s not easy to dislodge a RINO incumbent, but it can be done if enough people really want to return this country to the roots of our Constitution.

Reply

Mandy Manners January 18, 2014 at 1:44 pm

I like that strategy, but I have one problem with it. If the incumbent RINO wins, will people who voted for her or his opponent in the primary vote for the GOP in the general election?

Reply

Susan January 18, 2014 at 2:11 pm

Some will and some won’t. Since I got involved in politics I’ve found that Republicans of the libertarian persuasion won’t vote for the RINO under any circumstances.

Reply

Mandy Manners January 18, 2014 at 4:40 pm

They need their heads examined if they think that’s not helping elect more and more Progs, a/k/a Commies. As Star says, win the election and then fight.

Reply

AZ Granny January 18, 2014 at 2:34 pm

“Congress should not be a problem once the October cancellations start going out.”

If things are not going well I think Obama will direct the insurance companies to not send out notices until after the election.

Reply

Owen_Kellogg January 18, 2014 at 12:00 pm

You really think Obama cares? This only screws over insurance companies while it actually helps government bring in more tax money. It is all part of the plan. In the coming years, insurance companies will jack their rates up even higher to make up the difference which will cause even more healthy people to drop out and take the tax penalty instead. Soon, insurance companies will be dropping out of the market altogether while low-information voters will be screaming for the government to “do something”. And voila! Single payer is here!

Reply

srdem65 January 18, 2014 at 12:28 pm

This miserable program was sold by a cadre of liars as a compassionate way for the “uninsured” to finally be able to get health insurance. The government was going to see that “30 million” of these uninsured got the same kind of quality health care as the more fortunate in the US.
The “government” was going to subsidize those who qualified, and contraception was going to be “free”.

Of course, the young and naive bought it; it’s so compassionate to help the least of us. They were told, over and over, that the nasty Repubs were evil people who didn’t care about the disadvantaged, who wanted to push Grandma over a cliff instead of offering a kindly hand of help.
Now the truth is exposed; the young and naive found out they are the “government” and nothing is “free”.

Reply

OldTimer January 18, 2014 at 1:42 pm

If a person is enrolled in one state exchange program and goes to another state and needs medical attention would they be covered by their state’s exchange or the exchange where they are at?

Reply

Mandy Manners January 18, 2014 at 1:49 pm

Good question.

Reply

srdem65 January 18, 2014 at 2:06 pm

@Old Timer
Who knows is the answer for almost everything in this mess of a law.

Reply

Star January 18, 2014 at 2:56 pm

I assume it’s like the Advantage HMOs–some only work in the state you’re in. If you get a United plan in a state exchange, does it work in another state with United? Thus the fuss over selling ins acr state lines to make it truly portable.

Reply

AZ Granny January 18, 2014 at 3:10 pm

Many of the exchange programs are in-network only. Any medical bills outside your network would be your responsibility. If your exchange includes out of network coverage, then it should pay for your out of network care.

There was an article a few months back about a cancer patient in San Diego. Because of Obamacare, she won’t be able to go to her doctors at Stanford University or receive cancer treatment in TX because of the out of network exclusions.

Reply

AZ Granny January 18, 2014 at 3:12 pm

oops. I think medical emergencies would be covered even if you don’t have out of network insurance.

Reply

Susan January 18, 2014 at 1:44 pm

“The five-year plan called for the uninsured to gratefully flock to the health care exchanges and pick up their Obamacare!”
Yikes! What other dictator once identified their government takeover as a “five-year plan”?

Lots of people are employing the “Come and Take It” philosophy with this liberty stealing health insurance scam. There are no criminal penalties in this quasi law for refusing to purchase health insurance. The worst the Leviathan can do to someone is to garnish their tax refund for the $95 penalty. If the person refusing to buy health insurance doesn’t qualify for a tax refund, the Leviathan has no legal authority to forcibly collect the penalty…

Reply

Mandy Manners January 18, 2014 at 1:46 pm

: There are no criminal penalties in this quasi law for refusing to purchase health insurance. The worst the Leviathan can do to someone is to garnish their tax refund for the $95 penalty. If the person refusing to buy health insurance doesn’t qualify for a tax refund, the Leviathan has no legal authority to forcibly collect the penalty…”

You have a problem with this? Would you prefer people who refuse to sign up be charged with a crime?

Reply

Susan January 18, 2014 at 1:57 pm

Of course not. I’m simply pointing out that this law has no enforcement provisions.

Reply

Mandy Manners January 18, 2014 at 2:02 pm

Losing money is punishment, especially to those who can’t afford to join and make too much to qualify for subsidies.

Bah! What a charley-foxtrot this whole thing is!

Reply

srdem65 January 18, 2014 at 2:13 pm

Interesting that we’re discussing “enforcements”;
taking into account that some courts have decided that it was a violation of the civil rights of a gay couple for a baker to refuse to bake their wedding cake and has issued an order that the business bake that cake; could the courts force a doctor or hospital to provide care for someone who’s not in their “network” of approved health care providers?
Not just provide care, but to accept whatever the insurer is willing to pay for the insurees treatments.

We’re treading in dangerous waters here, for sure.

Reply

AFVet January 18, 2014 at 4:00 pm

The baker has every rite to refuse to make a cake for a gay couple given their religious beliefs.
So did the couple in New Mexico that photograph weddings to refuse to photo a gay wedding.
The gays should go to a gay baker, or photographer and leave the ones that have religious beliefs against such abominations alone.
Evidently, the LGBT’s feel it necessary to transform America into an area that we Christians are opposed to using the liberal courts.
It is reprehensible to say the least.

Reply

nike air jordan 14 retro men's August 18, 2014 at 6:05 pm

It isn’t often that you come across a article like this one. We’ll be sure to check back in to see what’s changed. Thank you for taking the initiative to write that article.
nike air jordan 14 retro men’s http://www.dprp.net/?type=4647

Reply

where to get air jordans online August 18, 2014 at 6:05 pm

Its a cool blog, thank you for sharing it with us.
where to get air jordans online http://www.haldorado.hu/pageview.php?pid=7060

Reply