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Who Would Have Known? Obamacare Raises Premiums

The health insurance exchanges that employees will be marooned to if their companies drop their coverage will in most cases cause workers to pay more for their policies, according to an independent study by National Journal.

From the piece:

For the vast majority of Americans, premium prices will be higher in the individual exchange than what they’re currently paying for employer-sponsored benefits, according to a National Journal analysis of new coverage and cost data. Adding even more out-of-pocket expenses to consumers’ monthly insurance bills is a swell in deductibles under the Affordable Care Act.

Health law proponents have excused the rate hikes by saying the prices in the exchange won’t apply to the millions receiving coverage from their employers. But that’s only if employers continue to offer that coverage–something that’s looking increasingly uncertain.

Darn right it looks increasingly uncertain, especially for small businesses.

What’s more, National Journal reports, it’s not clear the plans you obtain on the exchanges will be as good as the one your employer dropped you from.

Wow – that would be two broken Obama promises in one fell swoop: You don’t get to keep the coverage you have, and your health care becomes more expensive, not less.

This study doesn’t even account for other potential Obamacare hardships for working people, like having your hours cut to 30 per week so your employer can avoid giving you coverage if they don’t currently provide it.

But, come on, Obama never promised you’d continue to work a 40-hour week.

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18 Responses to Who Would Have Known? Obamacare Raises Premiums

  1. The is one for The Big Book of Duh. And the survey sez: Most people don’t even know this is the law and is in the works. They also think, in my opinion, that “getting healthcare” means you “get” it, not buy it. These policies have deductibles AND coinsurance, some of them. Short of a horrible accident or diagnosis, you won’t even get a return except for your “free” mammo and birth control. The rest is on you!

    • Big Book of Duh. Love it.

      And then there was the family argument that Obamacare was actually insurance a totally different, albeit, related product than healthcare. Sometimes I’d like to smack em with the big book of duh.

  2. BCBSGA just went up 40% in what they charge here in GA for Group Coverage. Last year, they raised deductibles from $1,000 to $2,500 for individuals and from $5,000 to $ 7,500 family coverage. Total premium for three individuals is just under $24,000.

    Affordable is not a word I would use to describe our Health Insurance.

  3. I just read the transcript of an interview Rush and Cruz. Cruz makes the point that the only way to get Republicans on board to fund the govt through the CRS but not to approve any funding for Ocare is to make your voice heard. One way to do it is through Defunditnow.com effort. I agree with him. To do nothing is not acceptable to me.

    Go to Rush’s site or elsewhere to get the correct website as there appears to be some confusion. If you are so inclined.

    Again Imo every small business in America should sign this petition.

  4. Opportune time to remind everyone about dontfundobamacare.com If you haven’t signed the petition yet, please do. It is sponsored by the Senate Conservatives Fund that was started by Jim Demint. You don’t have to donate – Washington needs to know that We the People don’t want to have to live under Obamacare any more than they do.

  5. An interesting question about Obamacare popped up at the McCain and Flake Immigration “conversation” or invitation only town hall earlier this week.

    “A social-media question from a viewer in Washington, D.C., temporarily left both senators tongue-tied. The question: Will employers hire foreign workers to avoid covering benefits under Affordable Care Act? McCain finally responds with, “It’s a problem,” and then Flake quips that if the audience wanted to talk about the health-care-reform package, that that was a whole different discussion.”

    Watching McCain and Flake squirm in their chairs was priceless. They were definitely not expecting such a question and had no answer other than it’s a problem.

    Here’s the link if you’d like to see the other questions asked. One of the people asking questions from the audience was a reporter from USA Today, Washington, DC. The entire event was sponsored by Gannet and the hosts work for 12 News, owned by Gannet.
    http://www.azcentral.com/news/politics/articles/20130826mccain-flake-town-hall-live-updates.html

  6. I went to the goverenment website and plugged in myself and three dependents. All non smokers. The insurance cost for the silver plan (which sucks) was around $12,000/year. Not affordable at all. My current BCBS is just below $500/month with similar coverage as the silver plan. There are a lot of people in for a rude awakening.

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